Donna, it will ship right away. You don't have to finish paying it off first. With credova buds ships the firearm after you complete the order/confirmation and pay later. Normally shipping takes 3-7 business days weather you use credova or pay in full. Hope this helps.

Unlike layaway, once approved by Credova & Bud's get confirmation your firearm will ship with 3-7 business days to the FFL of your choosing. From there, the FFL should give you a call to LYK your item has arrived, then you'll fill out the necessary transfer paperwork (a small fee applies) and they'll perform the Background check on you.

Hi Donna and welcome to Bud's. Unlike layaway, your firearm will ship (3-7 business days) as soon as Bud's receives confirmation from Credova. It's just like financing a car, you shoot now, pay later. Bud's is paid up front by Credova, not like layaway where the gun must be paid in full first. Stay safe & have a great day!

Hi Donna and welcome to the forum. After confirmation and signed agreement the firearm is shipped in 3 to 5 business days to your selected local FFL Dealer who will contact you once received to come in and complete the transfer/paperwork. Then you go home with your new tool. Cheers and stay safe!